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$875,000
4 Beds 4 Baths 256931 MLS
Discover one of the most breathtaking vistas in the High Country of North Carolina from this exceptional timber frame home, perched above 4,000 feet in elevation and offering cool mountain breezes and unmatched privacy. With over 3,500 sq ft of heated living space (including a fully equipped apartment above the garage), this luxury homestead/hobby farm sits on over 30 unrestricted acres and offers the perfect blend of refined mountain living and sustainable country life. The main residence showcases a warm and inviting open floor plan designed to capture the views from every angle. The chef’s kitchen features custom cherry cabinetry, stainless steel appliances, and flows seamlessly into the dining area and expansive great room, centered around a stunning Tulikivi soapstone wood-burning fireplace—perfect for cozy winter nights. The main level primary suite includes a spacious en suite bath. Upstairs, you'll find a charming loft/library with exposed beams, ideal for a home office or reading nook with fiber internet for remote work. A guest bedroom or upper level primary has a Vermont Castings gas stove and walk in closet, and a full bath complete the upper level. The walk-out lower level offers even more living space, including a den/TV room (or potential 3rd bedroom), a fitness room, a full bath with laundry, and unfinished storage. A oversized 2-car garage was built after the home and is connected via an enclosed breezeway, providing all-weather access. Above the garage is a spacious guest apartment featuring a full kitchen, living room, bedroom, full bath, and bonus room—ideal for in-laws, extended family, guests, or potential Airbnb income. Outdoors, the property is a dream for hobby farmers or those seeking self-sufficiency. A large barn, raised garden beds (currently growing squash, cucumbers, French green beans, and more), and a variety of established plants including sunflowers, perennials, and blueberries make this property a gardener’s delight. The current owner previously raised sheep, goats, and chickens. Additional features include, Brand new cedar deck with powder-coated iron railings, Andersen windows and doors, A standing seam metal roof for durability and longevity. A total of 5 direct vent gas hookups, 1 in main level bedroom, 3 in the apartment, 1 in garage and 1 in barn. Located just minutes from Pond Mountain Game Lands—ideal for hiking, horseback riding, hunting, fishing, and cross-country skiing—and a short drive to Downtown Lansing ( 10 min) West Jefferson (30+ min), Mountain City, TN (20+ min), and Boone (40 min). Don’t miss this rare opportunity to own a legacy property that offers both modern mountain luxury and homesteading potential—come see for yourself the beauty and serenity of this outstanding property.

1461 Greer Town Road, Lansing

$129,000
256958 MLS
RARE NEW RIVER FRONTAGE. NO RESTRICTIONS!. 1.44 acre parcel with +/-80 feet on the River. LAST ONE OF 3 LOTS. Gorgeous section of BIG BIG water for kayaking, tubing, canoeing, great fishing. Build across the road and enjoy gorgeous river views while enjoying your own oasis directly on the river. Create a river front area with kayak storage, BBQ grills, picnic areas with entry into the river. SO many possibilities here. Located les then 20 minutes to both Boone and Downtown West Jefferson in the quiet family friendly community of Todd makes this location ideal. Walk to festivals and music in Todd. There are 2 great public parks both up and downstream to put in and take out as well. Great road for biking as well. Soil has been tested for septic as well. BROKER INTEREST. Possible Owner financing

TBD Todd Railroad Grade Road, Todd

$274,000
3 Beds 2 Baths 256736 MLS
Lovely one-level home featuring 3 bedrooms and 1.5 baths, situated on a spacious 0.45-acre lot just outside West Jefferson. The home boasts beautiful hardwood floors throughout the large living area, hallway, and bedrooms. The kitchen and laundry/mudroom areas are fitted with durable vinyl flooring. Appliances included are a dishwasher, stove, refrigerator, washer, and dryer. Additional features include a 1-car carport and a main bath with double sinks for convenience. There's also an unfinished basement with a half bath, which could easily be converted into a full bath by adding a shower. The full walkout basement provides direct access to the outdoors. Enjoy the serene views from the deck on the rear of the home, which overlooks a fenced-in area perfect for pets and extends into wooded acreage. This property is located in a wonderful neighborhood, ideal for raising a family. BROKER INTEREST

352 Vernon Roten Road, West Jefferson

$679,000
3 Beds 2 Baths 256947 MLS
An impressive renovation was completed to this remarkable property offering a unique blend of rustic charm and modern updates, featuring 2 cabins connected by a charming covered bridge walkway. The main cabin boasts a primary bedroom with a fireplace, and original hardwood floors, full bath, a kitchenette, stunning log beams, and a stone fireplace in the great room, while the upper level includes two bedrooms, a full bath with a footed tub, water closet, a large dining area, kitchen, and an upper loft for an extended sleeping area. Spacious decking complete with hot tub, heated table, a huge flat yard with lots of parking and a fire pit make it ideal for entertaining and relaxing. In addition has a 223 sq ft cabin on the property, remodeled to be a versatile space; think kids playroom or art studio. Situated in a prime central location between Banner Elk and Beech Mountain, it provides easy access to activities like skiing, hiking, biking, wineries, dining, summer theater at Lees McRae College and nearby attractions such as Grandfather Mountain and the Blue Ridge Parkway. Both cabins had roofs replaced in 2023. The upper level loft has portions lower than 7' so the 209 sq ft is not counted in the total square footage. So much to offer with the property including 2 refrigerators, 2 dishwashers, 2 microwaves and a sound system. Do not miss out on this outstanding mountain getaway, a great investment opportunity. --

17 Grey Fox Ridge Road, Banner Elk

$198,000
1 Beds 1 Baths 257001 MLS
THE PERFECT MOUNTAIN CONDO!! This highly desirable fully furnished 1/1 condo with a great floor plan is located on downstairs level of Hanging Rock Villas in the charming town of Seven Devils. Well maintained condo , easy access, end unit and include brand new waterproof wood laminate flooring as well as custom paint colors throughout, a new hot water heater, new doors, new baseboard heating in the living room and bedroom and fan forced heat in the bath, a new bathroom vanity, countertop, toilet, new hardware on all cabinets and track lighting in the kitchen.Full size Amana Washer and Dryer were just purchased. The wood burning stone fireplace is the perfect accent for your beautiful new mountain home. Located next to the Otter Falls trail, you can listen to the magical sounds of waterfalls cascading throughout the woods off your own deck. New paved parking lot Conveniently located between Boone & Banner Elk and nearby to fishing, hiking, zip-lining, tennis, pickle ball, ski resorts, snow tubing, fine dining, shopping, wineries, caverns,Grandfather Mountain and the Blue Ridge parkway.

148 Hanging Rock Villas Road Unit 112, Seven Devils

$389,000
3 Beds 2 Baths 256910 MLS
Step into history with this incredible opportunity to own a unique piece of Boone's past! This super charming, in-town 1930s stone cottage, topped with a distinctive red tin roof, boasts a fantastic location just a short walk to Downtown Boone and Appalachian State University. Marvel at the gorgeous architectural design featuring striking stone archways and massive chunks of natural quartz embedded within the spectacular stone siding. Delightful outdoor living awaits with a covered front porch, a snug covered back porch, and an open side deck complete with picnic table for outdoor dining and enjoyment. The generous yard also includes a handy storage shed. This special property is on the market for the first time since 1978, offering a rare chance to make it your own! While sold As-Is, this historic gem offers a fantastic canvas for your vision. Thoughtful updates have already been made, including a metal roof installed less than 10 years ago and the replacement of all but two windows with Anderson windows within the last decade, complemented by new storm doors. Step inside the main level to find a comfortable living room flowing into a separate den, complete with a cozy reading nook and convenient built-in bookcase. The focal point is a gorgeous two-sided stone fireplace, warming both the living room and the den. The spacious kitchen provides ample counter space and connects seamlessly to an inviting dining room. A full bath with a linen closet completes the first floor. Upstairs, you'll find three bedrooms and a convenient half bath with a storage cubby, offering the potential to easily expand into a second full bath by incorporating space from the largest bedroom. This property is truly loaded with potential. Please note the original stone foundation has an area of material breakdown to the left of the crawlspace door. Sitting on a generous 0.4-acre in-town lot, the R1A Zoning opens up exciting possibilities, including the construction of an accessory building for potential income generation, with ample room to the right of the house. A new owner could also explore extending the Frontier Natural Gas mainline to the house, an ideal upgrade for a new HVAC system and a gas fireplace. This incredibly special property, with its fantastic proximity to Downtown Boone and ASU, is truly an awesome opportunity.

245 Green Street, Boone

$699,000
3 Beds 3 Baths 256998 MLS
Welcome to your dream mountain getaway! This stunning 1-year-old log home is nestled in the heart of Beech Mountain, perfectly positioned on two beautifully wooded lots for extra space and privacy. With 3 bedrooms and 2.5 baths, this home blends rustic charm with modern comfort. Step inside to find luxury vinyl plank flooring throughout, offering durability and style for everyday mountain living. The home comes fully furnished in cozy mountain-style décor, so you can move right in and start enjoying the alpine lifestyle. This home has a level entry with the primary bedroom on the main floor with its own on suite bath. Two guest bedrooms up stairs sharing a jack & Jill bathroom, along with a small loft for reading or an office area makes for ample guest space. Relax on the covered front and back porches, A great space for a morning coffee, evening sunsets, or watching the local wildlife. A fenced dog run ensures your furry companions have a safe space to roam. The paved driveway leads to the home from a well-maintained town road, making access easy year-round. And with an current Beech Mountain Club sports membership, which is transferable with purchase, you'll enjoy access to amenities like golf, tennis, pickleball, fitness, and more. Whether you're seeking a full-time residence, vacation escape, or rental investment, this log cabin oasis checks every box.

101 Overbrook Trail, Beech Mountain

$129,000
2 Beds 1 Baths 256992 MLS
Charming home nestled in Elk Park, NC with loads of potential! Quiet neighborhood, close to town, and not far from Banner Elk or Newland for shopping and dining choices. Walk into an adorable screened porch before entering the main house. This little home offers an open floor plan with natural light and the sounds of the nearby creek. There are 2 bedrooms and a bathroom, a large living area and spacious kitchen that would be just right for a primary residence or rental opportunity. The previous renter used the roomy outside barn as a garage and then later as a storage area. The backyard could be easily fenced for "Rover" and currently serves as a tranquil spot to birdwatch and enjoy the creekside oasis. The property is in a flood plain, but suffered no significant damage from the hurricane. It is truly a great opportunity to have a mountain home offering privacy, rental income, or a chance to make your own memories!

423 Dark Hollow Road, Elk Park

$387,500
2 Beds 2 Baths 256849 MLS
***PRICE REDUCTION***PRICE REDUCTION***PRICE REDUCTION*** At the risk of sounding sappy or trite, I just have to say that you will fall in love with this property the minute you lay eyes on it! Charming, cute, cozy, quaint, adorable, comfortable, homey and just plain "darlin"-should I go on? This home was built in 1905 and has that perfect combination of historic feel and modern, renovated vibe. The updated kitchen just invites owners and guests to sit down, have a glass of wine or cup of coffee and chat with the cook! Just around the center wall that features woodstoves in both rooms is the living room, a perfect gathering place for everyone! The dining room, a full bath and the laundry room are also located on the first floor. Walk up the gorgeous, historic stairway to an upper level den and two additional bedrooms and another full bath. The mountain cottage ambience is enhanced by an inner layer of metal "roofing" and dark, stained wood that provides that warm, rustic feel even on the coldest of our winter days. In warmer weather, you will want to enjoy the mountain views, the beautiful, clean and clear, rock filled creek that runs along the front boundary of the land and the level green space to the left of the home that is perfect for a little (or big) garden and maybe even a horse or two. While we are talking about the outdoors-there are both open and covered outdoor living spaces plus a large storage building and amazing parking-the "cherries on top" of this amazing property!!! From the "off the charts" curb appeal to the numerous outdoor living spaces to an interior so charming you will never want to leave-this property has it all!!!

343 Rhymer Branch Road, Deep Gap

$424,900
3 Beds 4 Baths 256890 MLS
Spacious 3 bedroom, 3.5 bathroom townhome with long-range views from the front deck- including a view of the Appalachian State Clocktower! This multi-level home features freshly installed LVP floors throughout, NEW carpet on the steps and NEW paint throughout! The layout includes a one-car garage and mudroom on the basement level, a bright and open main floor with a kitchen, great room with gas log fireplace and oversized half bathroom. Upstairs you will find two generously sized bedrooms with private baths. The third level features a primary suite with bathroom , and tons of natural light!! Covered and spacious deck offers a great option for outdoor living space. Located just outside Boone town limits but minutes from Downtown Boone and AppState campus, this home would make a great investment opportunity, a second home or primary residence. Property is easy to show, and ready for it's next owners!

233 Ridge View Drive Unit B, Boone

$399,900
2 Beds 3 Baths 256968 MLS
AMAZING VIEWS ABOUND FROM this lovely Cape Cod style home just minutes from the Blue Ridge Parkway. Covered front porch offers secluded long range views, home is very well maintained and has many nice features including wood floors on the main floor with living room and huge primary suite with soaking tub, shower and double vanity. Roomy eat in kitchen, laundry area and half bath complete the main floor. Upstairs features a full bath, large bedroom and an office or bonus room. High speed internet is already conveniently in place. Full basement has utility sink and radon system and plenty of storage. Newer roof, freshly painted deck and porch and low maintenance yard complete this wonderful mountain getaway.

197 Todd Mountain Lane, Glade Valley

$1,199,000
4 Beds 4 Baths 256965 MLS
Beautiful mountain home in a gated, growing community offering stunning views, abundant wildlife, and established landscaping. This custom-built residence features a large yard, 2-car garage, asphalt drive, spring-fed creek (not in a flood zone), and a welcoming shaded front porch with a cedar swing. A brand-new storage shed has also been added outside, providing even more space for tools, gear, or seasonal items. Step inside to exceptional craftsmanship with beautiful wood and poplar bark accents, solid hardwood cherry floors, 9'–10' ceilings, and an open floor plan connecting the great room, dining, and kitchen areas. The great room impresses with timbered cathedral ceilings, a wood or gas stone fireplace, and panoramic mountain views. The gourmet kitchen is appointed with custom cherry cabinetry, granite countertops, stainless appliances, a breakfast bar, and abundant storage. A spacious laundry/pantry is conveniently located beside the kitchen. The main-level primary suite offers a walk-in closet and a luxurious bath with a ceramic tile walk-in shower, porcelain soaking tub with custom stone surround, and dual Corian sinks. Additional main-level highlights include a half bath, a large coat closet, and two covered porches for taking in sunrise and sunset views alongside the outdoor fireplace. Upstairs, you’ll find a loft, two guest bedrooms with zoned heating/cooling and large closets, two full baths, and an oversized bonus room for guests or recreation. Adjoining vacant lot available to be purchased separately. Enjoy community access to the New River, with cycling and outdoor activities nearby. Located an easy drive to West Jefferson, Boone, Banner Elk, and Blowing Rock. Rentals permitted. Home is partially furnished—move right in and start enjoying mountain living!

314 Elk Creek Mountain Parkway, Todd

$845,000
256168 MLS
Well-positioned quad-plex in the heart of the High Country with ski slope views! This well maintained, multi-unit property offers four separate rental units with an unfinished heated and insulated basement that can be used for storage, or turned into two additional rentals. Property is located just minutes from Banner Elk’s restaurants, shopping, and outdoor recreation. Each unit offers its own separate entry making it great for short-term or long-term rentals. The building features charming mountain-style finishes, ample parking, and multiple decks to take in the scenic views, including a direct line of sight to the slopes. With close proximity to ski resorts, hiking trails, and year-round activities, this is a rare opportunity to own income-producing property in a high-demand area. Whether you’re expanding your investment portfolio or looking for a rare income-producing property in one of the High Country’s most desirable locations, this property is a must-see.

2730 Tynecastle, Banner Elk

$575,000
3 Beds 4 Baths 256957 MLS
Incredible opportunity to carve your path your way! Welcome to this energy-efficient, modern home featuring 3 bedrooms, 2 full baths, and 2 half baths. A solar power system offers lower energy costs and sustainable living. The property includes an eight-stall barn with electricity, a detached two-car garage, and a widened driveway with an extra storage building for RVs or boats. Since 2021, the home has seen numerous updates, including a new roof on the house and garage, new Champion windows, stylish garage doors, and improved landscaping with a stone retaining wall and raised flower beds. Inside, you'll find new lighting, fresh paint, a modernized kitchen with new appliances and cabinets, and a utility/mudroom with new flooring, plumbing, and a utility sink. Most mini-splits have been replaced for efficient climate control, and all bathrooms have been fully remodeled. The outdoor space features a stained patio pergola, great for entertaining. Additional safety includes new fire alarms, carbon monoxide detectors, and dusk-to-dawn lighting. The crawlspace has been upgraded with a new commercial dehumidifier, insulation, and a false wall for moisture control. Gutted outbuilding offers a blank slate for custom projects. This property combines modern updates, farm amenities, a wooded walking trail, pasture, a large and beautiful yard, with sustainable features in a peaceful rural setting, and storage in abundance. Recent improvements include $75,000 in grading, a new culvert, and trenching the creek. Disclosures are attached to the listing. I called Watauga County Planning and Inspections on 7/18/25 spoke with Chelsy, and she said it's not in a flood zone. New double water filter system installed, water-resistant/food-safe raised garden beds. Just a few minutes to Boone. Schedule your showing today!

1199 Odes Wilson Road, Zionville

$239,900
2 Beds 2 Baths 256971 MLS
Perched high on the 8th floor of Sugar Top Resort, this beautifully updated 2-bedroom, 2-bath condo offers a true mountaintop experience. Wake up each morning to sweeping 180-degree views, including the iconic Grandfather Mountain, right from your private balcony. It’s the perfect place to sip your coffee and start the day above the clouds. Inside, the condo features an open floor plan with new flooring, updated bathrooms, and tasteful furnishings that make it move-in ready. The layout is bright and welcoming, ideal for relaxing after a day of exploring the High Country. Located conveniently near the elevators, access is easy and hassle-free. Sugar Top Resort offers a full array of amenities, including a year-round indoor pool, hot tub, sauna, fitness center, and 24-hour gated security. There’s also a front desk, laundry facilities, and spacious common areas to enjoy. The resort’s location is close to ski slopes, hiking trails, and the charming towns of Banner Elk, Boone, and Blowing Rock. This condo has been used as a private vacation home but also holds great potential as a short-term rental or long-term investment property. Whether you're looking for a serene getaway, a place to generate rental income, or a full-time mountain residence, this condo delivers comfort, convenience, and incredible views all year long.

303 Sugar Top Drive Unit 8-2812, Sugar Mountain

$96,900
256967 MLS
Discover Lot 33 in Green Meadows Estates, with shared well rights – a true gem nestled in the heart of nature! Spanning a stunning .87 acres, this property offers panoramic views of majestic mountain valleys and peaks, all while overlooking the picturesque South Fork of the New River. Situated just off the renowned Railroad Grade Rd, it's perfect for summer evening bike rides. Imagine launching your kayak into the sparkling waters of the New River or enjoying a leisurely tubing adventure. This neighborhood provides a rich variety of activities, truly ideal for a mountain retreat. The sloping pasture provides easy access, surrounded by breathtaking views, creating an idyllic setting for your dream home. The community uniquely borders the New River, adding a touch of scenic charm to this serene locale. Whether you’re seeking a blissful escape or an adventurous lifestyle, this property is waiting for you.

TBD Green Meadows Drive, Todd

$344,500
3 Beds 2 Baths 256974 MLS
Featured on Old House Life for its historic charm, this charming 1938 Farmhouse is set on top of a knoll with 1.25 acres and a private well. This home brings the nostalgia of yesteryear with the needs of today, including updated underneath 8X8 structure support beams, vapor barrier, water heater, pressure tank, whole house dehumidifier, outside drainage around property, wiring, plumbing, new flooring in kitchen and living room, with refinished original hardwood floors in bedrooms, office/studio, and stairs—handmade barn-style doors, banister and hand-rail. The charm doesn't stop there. The kitchen features a farmhouse sink and butcher block counter top, island, and the living room has a new tongue-and-groove wall, a gas log fireplace, new light fixtures and/or ceiling fans throughout house. Additionally, the property features a custom built-in upstairs closet, a new wooden fence for pets or children to play in the yard, and two covered porches. The tranquil outdoors backs up to Turtle Island, a 1,100-acre property, providing a serene setting to enjoy the beautiful, landscaped yard. Whether you enjoy sitting on the front porch listening to the creek, gardening, playing horseshoes, or nights around the lovely fire pit. The property offers it all. Somewhere to slow down and enjoy the solace of nature, while still being close to town. Whether you want a small garden or honeybees, the electric fence is in place along with a storage building. You can enjoy all the features without worry, as the owner has taken care of everything. Septic tank was inspected, pumped, well water tested, wrap-around gravel driveway, high speed fiber internet, state maintain road, easy access, lots of space, etc. Must-see property on 1.25 acres, This house is move in ready!

295 Jake’s Mountain Road, Deep Gap

$279,900
3 Beds 2 Baths 256970 MLS
The Mountain American Dream Home has an address & it could be yours! It's MOVE IN READY with a roof LESS THAN 6 MONTHS OLD, vinyl replacement windows, FRESH PAINT inside and out, A/C for when it's warm, GAS LOGS for when it's cool. The sweetest welcoming, covered front porch, mature & thriving landscaping, and a deck that wraps around one side and all along the back of the home on 2 LEVELS, upstairs access from the kitchen & the dining room, downstairs off of the family room! Both upper & lower decks are gated opening to the big back yard, securely fenced for big dogs, little dogs, most any size children or other small creatures. Good fences make Great spaces! Especially this one! The gate by the firepit opens to WALNUT BRANCH, a constant, cold, MINNOW FILLED CREEK that children young and old will enjoy spending the long dog days of summer in. The basement is finished well with wood look ceramic tile floors and glass doors, a laundry room so spacious it is a pleasure to work in, a full bath and plenty of room for a game room, home gym, TV, a family room. It's cool & dry, with 3 large closets, lining 1 whole wall and a bench seat storage chest lining another; you would never know you're in a basement! Back on the main level, that welcoming front porch leads you right into this welcoming front room with crisp white ship lap walls and a cozy gas log fireplace.  The dining room is large enough to seat a group of at least 9 & has French doors opening to the private deck offering outdoor living space where you can listen to the soothing music of Walnut Branch flowing over the rocks with your morning coffee or while grilling out for dinner. The kitchen has all stainless steel appliances, open to the dining room, located so you can see the beauty of the mountains while taking care of family food prep from the glass French doors or over the sink. The tile floors are easy to keep looking new, low maintenance even in high traffic areas! Three spacious and freshly painted bed rooms & a full bath with plentiful and attractive built in storage are on the main floor, the lower level is spacious, dry and cool. The decks are accessible from up & down with gates to contain small children or pets or release them to play in the FENCED BACK YARD. This home is ready for it's next owners to fall in love with the peaceful mountain location just off of 221 in the Piney Creek School & fire district, less than 15 minutes to town. Call for your opportunity to see this American Dream Home today!

4240 Walnut Branch Church Road, Sparta

$715,000
3 Beds 3 Baths 256922 MLS
Looking for a Summer home in the cool mountain air or a Ski Chalet to use this Winter? This Blowing Rock adorable home at 4,000 feet in elevation will meet both those needs. A mountain charmer and investment opportunity. With 3 bedrooms and 3 full baths, the home includes a finished lower level ideal as an in-law suite or guest quarters with it's own entrance and driveway. The two floors that can be used independently or combined, each level with it's own kitchen and laundry. Upon entering the home the floor to ceiling stone fireplace is the center of attention quiet litteraly--it's a gorgeous focal point, not to mention a warming hearth in the winter. Warm longleaf heart of pine hardwood floors and tongue and groove cathedral ceilings give this home a cozy ambiance. Expansive windows bring in natural light and a view over the surrounding mountains towards APP Ski Mountain. The deck spans the whole front of the home to enjoy the views. The primary bedroom and full bathroom is on one side with another bedroom and full bath on the other side. This level also includes a spacious flex space for either an artists studio or home office with lots of natural light and a built in desk and book case on one side. Lower level has an addditional bedroom and another flex space for a bunk room plus an additional kitchen and laundry. This level also has a deck that would be great spot for a hot tub. Well suited for a short-term rental, rental of just the lower level, or multi-generational living. A prime location on two lots in Ski Mountain neighborhood —just minutes from Appalachian Ski Mountain, 10 minutes to downtown Blowing Rock or shopping in Boone. Enjoy proximity to year-round attractions, shopping and dining, hiking, biking, kayaking, tubing, fishing and all the High Country of NC is known for.

149 Chipmunk Lane, Blowing Rock

The information from this search is provided by the High 'Country Multiple Listing Service. Please be aware that not all listings produced from this search will be of this real estate company. All information is deemed reliable, but not guaranteed. Please verify all property information before entering into a purchase.”